If you’ve been injured in a car accident in Victoria that wasn’t your fault, the first port of call for your injuries is usually the TAC — the no-fault scheme that can cover reasonable medical and treatment costs and provide income support if you can’t work.
Where the injury is serious and meets the legal threshold, you may also have a common-law claim for damages against the at-fault driver — for things like pain and suffering and loss of earning capacity. This is separate to your TAC support and has its own deadlines.
Vehicle and property damage is handled differently — usually through insurance (the at-fault driver’s insurer, or your own), not the TAC.
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Start my free Claim CheckMore on personal injury →General information only, specific to Victoria and current as at 2026 — not legal advice. Personal-injury schemes (TAC, WorkCover) have strict time limits and specific rules; please get advice about your situation as early as possible.