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Home Answers How do I recover unpaid invoices

How do I recover unpaid invoices in Victoria?

Recovering an unpaid debt usually starts with a formal letter of demand and escalates through the courts or a statutory demand if it isn't paid.

The usual first step is a letter of demand — a formal notice setting out what's owed and requiring payment by a date. A solicitor's letter often prompts payment on its own, because it signals you're serious about enforcing the debt.

If that doesn't work, the path depends on the debtor and the amount. Against a company you may issue a statutory demand; otherwise you can sue in the Magistrates' Court (for claims up to $100,000) or higher courts, then enforce any judgment — for example through a warrant, garnishee or, in some cases, insolvency action.

Acting promptly protects your position and your cash flow. Waters & Co. handles debt recovery for businesses and individuals across Melbourne's north.

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General information only, specific to Victoria and current as at 2026 — not legal advice. Please contact us for advice about your particular situation.